Premium funding spreads the cost of your insurance over the period you are insured - usually 12 months. Before you decide to pay with premium funding it is important to understand the loan, fees and what can happen if you cancel your policy early.

We work with two premium funders; Financial Synergy Ltd and Hunter Premium Funding. We have selected these two companies because we believe they provide the best terms to you. You will need to read the quote/s that they provide you to understqnd fully their terms and conditions.

How Premium Funding Works

• The premium is paid upfront to the insurer
• The premium funder pays JRI the full premium amount at the beginning of the insurance period. JRI then pays the insurer in full.

You repay over time

• You repay the loan amount to the premium over a fixed, usually 12 month terms

Your total cost includes more than just the premium

• The loan amount includes the premium, setup fee, interest and any other disclosed fees or commissions