About our services

We provide advice to our clients on general insurance products, we help our clients protect their assets to minimise the financial impact to their lives and businesses when things go wrong. 

We advise on both domestic and commercial products, across various industries as well as basic risk management practices within your business operations.

Your adviser

With more than 40 years years advising on general and life insurance, John has a National Certificate in Financial Services (Financial Advice) (Level 5) qualification specialising in general  and life insurance. He has experience across a broad range of products and can advise you on the complexities of insurance cover across a wide variety of industries.

We will complete a needs analysis with you to understand your personal and/or business circumstances and make recommendations to provide you adequate cover. Each year we will discuss changes and reassess your insurance cover. We will guide through the below advice process.

Financial Adviser  

FSP Number  

Phone  

Mobile  

Email  

Address  

John Adam Rae

FSP78182

06 758 8440

027 442 4838

john@jri.co.nz

PO Box 4234

New Plymouth 4340

177 Courtenay Street

New Plymouth 4310

We are not restricted to using any particular insurer, this allows us to compare quotes to provide you the terms best suited to your needs.

We will generally recommend insurance products from insurers we or our broker group, Steadfast, have arrangements with, as the negotiated terms are generally better. We will disclose these arrangements to you when making recommendations.

What we don’t advise on

I only provide advice on general insurance, medical or life insurance. I do not provide any other Financial Advice

Limitations and risks

Insurance cover recommendations will be based on the information you provide and there will be a risk of lack of cover should the information you provide not be accurate.

While our recommendations will be made for your requirements, insurance products can have a number of exclusions that you should be aware of and you must read the policies carefully.