Tool Kit

Here are a selection of tools to help with your insurance related needs.

Trades Liability

We are able to place your Public Liability insurance with an underwriter whose policy is specially designed by people who understand the building sector, for the complete NZ building and construction industry - from the largest building construction firm to the smaller tradesman sub-contractor – builders, painters, plumbers, electricians, gib-stoppers – premiums for over 70 trades start at only $250.00 and we can offer limits of liability up to $10,000,000.

In particular, liability for alleged defective workmanship and where product upon which they are working is a building, (which are generally exclusions under most Insurer's policies and why many claims are declined when most needed), are able to be covered by our wording by extending the wording with the Optional Workmanship Extension."

Specific areas for which coverage is available are:

Manufacture, supply or distribution of products in NZ.
Damage to property in the Insured's care, custody or control (subject to a sub limit of liability).
Design error provided property damage or personal injury occurs.
Damage to leased premises.
Exemplary damages.
Sudden and accidental discharge of pollutants.
Liability assumed by agreement.
Liability under the Forests and Rural Fires legislation.

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