Classic Car Insurance from JRI,

Definition of General Average
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If a cargo ship’s master voluntarily sacrifices the cargo, equipment or funds from the ship to save the voyage, then all parties involved in the venture (including all cargo owners) are required to make a proportional contribution to cover the costs incurred.

What happens to the cargo that wasn’t sacrificed?

At just $3, protection is worth the price - For the price of a cup of coffee, many owners of small and medium-sized businesses could save themselves a lot of grief - and money - if they happen to get caught up in someone else's problems.It costs only $3 (plus GST) to go... [NZ Herald Insurance News]

The raciing season has started again and JR has set his trailer up for the season.  Daryl Uhlenberg, of Uhlenberg Haulage has supplied the tractor unit to tow the trailer up to Pukekohe, and on Wednedsay afternoon the trailer was loaded and passed the office on the way out of town.

Below on the attached pdf file are real insurance stories from Sovereign.

Sovereign Casualty and Life products can be arranged by John or Stacey by ringing 0800RINGJR.

or  emailing john@johnrae.co.nz

Sovereign are offering a new option Best Doctors Partnership that offers a second opinion on your medical condition. Klick on the Youtube link below to see the advert. Please ring John if you would like to take up this market leading option.

www.youtube.com/watch

This morning I spoke to one of our clients in Christchurch and I asked him how things were going, the answer was stoic, "Every one in Chirstchurch  has become an earthquake expert. You feel a shake and people say "oh that was a 3.7, 2 kms deep" etc, then they check it out to see if they were right on the web site". Well it's better than going nuts, I suppose.

John's love of his cars and his province sees him being the Event Director of AmeriCARna, an American Car Festival being held yearly in New Plymouth since February 2007, and this year 2010 was also held in Invercargill. For more information go to this link  http://www.americarna.com
John is a great fan of all motor-sports, and races his Chev Camaro in the Super GT championship. Although JR won the 2004/05 Super GT class 4 champs, the Camaro continues to require development to remain competitive.

The PAA is a foundation member of the Financial Adviser Associations of New Zealand (FAANZ).  One of the main purposes of this organisation is to provide a strong, unified voice to legislators to ensure that the needs of financial advisers and consumers are well represented in the development and introduction of legislation.  All PAA members are bound by the organisation’s code of ethics which has five canons.